Saving money is a lifelong skill that everyone needs to learn, however unexciting the topic may be! Without a basic knowledge of how to save your earnings and make the proper preparations for your retirement it is likely that you are setting yourself up for severe financial hardship in the future. But even if you […]
Finance
Why safety net savings are so important
Savings goals can be exciting when setting funds aside for fun things like a dream holiday or a lavish wedding, but what about those nasty surprises lurking around every corner? A broken-down car, high phone bill, or other unexpected expense can really take a toll on your budget. Image Credit Establishing a savings safety net […]
Fun things to do when you retire
Congratulations on your retirement! The hardest part is done – getting up and going to work, taking care of your family, and saving for this day. But what if retirement proves to be too easy and there is not enough to do? Work keeps us busy, but in retirement, we often feel that we need […]
Think tank recommends abolishing Stamp Duty on properties worth less than £500k
Think tank, Onward is proposing that Stamp Duty Land Tax ought to be abolished on all but the most expensive properties. Image Credit A radical proposal The report, Reforming Stamp Duty: New ideas to promote homeownership, was put together by Guy Miscampbell, a senior research fellow at Onward, and MP Chris Philip, who was formerly […]
How to use Facebook for auto leads without busting your budget
The automotive industry has traditionally used print and television advertisements as primary promotion channels, but the growth of social media has prompted the significant change. Image Credit The 2017 Car Buyer Journey report illustrated that more than 50% of all car buyers used their smartphone to access specific automotive information prior to purchasing a new […]
Pension or buy to let property?
The relaxation of pensions regulation in 2015 saw a sharp increase in older people cashing in all or part of their pensions to invest in buy-to-let property. Pensions were stagnating in the current low-interest climate, and those who had an eye on their future (especially those wanting to take early retirement) were looking around for […]
PPI final 2018 deadline set by FCA
Making a claim for mis-sold payment protection insurance (PPI) seems to have been around for ages; however, the Financial Conduct Authority (FCA) is now putting its brakes on the issue, declaring a spring 2018 deadline for any outstanding complaints. The countdown begins As one of the biggest financial scandals of recent years, the mass-sale of […]